THDA quiz · As of 10-28-2026
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Your result
May not fit
THDA loans are for a home you will live in. On this answer, a THDA loan may not fit.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
May not fit
Credit below THDA's minimum may hold you back for now. Work on the score first, then come back.
What this rests on
- THDA's minimum credit score is 640. As of 10-28-2026.
Ask a lender
Less than about 2 years of steady income is something a lender will ask about. A THDA-approved lender can say how it would count.
What this rests on
- THDA's minimum credit score is 640. As of 10-28-2026.
Ask a lender
Some THDA help needs a THDA-approved homebuyer course, so start the course early. A THDA-approved lender can say which help you would use.
What this rests on
- Great Choice Plus and Homeownership Heroes need a THDA-approved homebuyer course. As of 10-28-2026.
Ask a lender
A couple of answers are open. A THDA-approved lender can confirm them in one conversation.
What this rests on
- THDA's minimum credit score is 640. As of 10-28-2026.
- Great Choice Plus and Homeownership Heroes need a THDA-approved homebuyer course. As of 10-28-2026.
May fit
You may be ready to talk to a THDA-approved lender. Start the homebuyer course if you have not, since some THDA help needs it.
What this rests on
- THDA's minimum credit score is 640. As of 10-28-2026.
- Great Choice Plus and Homeownership Heroes need a THDA-approved homebuyer course. As of 10-28-2026.