THDA quiz · As of 10-28-2026
Duplex, triplex or fourplex: live in one
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Your result
May not fit
THDA loans are for a home you live in. A building you would not live in, such as a rental you only own, may not fit.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
Ask a lender
Living in one unit is the starting point, so a THDA-approved lender is the one to confirm how it works for you.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
May fit
A one-unit home is the simpler path. The Does the home fit quiz goes through it, and a 2 to 4 unit building stays an option to ask about.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
May fit
A 2 to 4 unit building may fit if you live in one unit. Rent from the other units may count toward the loan, and a THDA-approved lender decides how.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
May fit
A 2 to 4 unit building may fit if you live in one unit. A THDA-approved lender can confirm what applies to the building you have in mind.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.