THDA quiz · As of 10-28-2026
Will I really live there?
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Your result
May not fit
THDA loans are for a home you live in. If it will not be your main home, a THDA loan may not fit.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
May not fit
Plans to rent the home out may not fit a loan for a home you live in. A THDA-approved lender can explain what happens if plans change.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
Ask a lender
A business with customers visiting can change what fits, so ask a THDA-approved lender before you decide.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
Ask a lender
Plans can change. Selling or refinancing are the usual ways out, and a THDA-approved lender can explain how they work with the help you use.
What this rests on
- Down payment help of up to $6,000 or up to $10,000 is a forgivable 0% second mortgage over 10 years. It is due if the home is sold or refinanced earlier. As of 10-28-2026.
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
May fit
A home you will live in is what a THDA loan is for. Confirm the details with a THDA-approved lender.
What this rests on
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.