THDA help for Tennessee buyers · As of 10-28-2026
Homeownership Heroes: who counts
Homeownership Heroes is a THDA program for people who work in certain public-service and community jobs.
Checked against THDA's own page text
- Great Choice Plus and Homeownership Heroes need a THDA-approved homebuyer course. As of 10-28-2026.
In plain words: a general explanation, not a rule sheet. THDA's own pages decide.
Who counts
THDA keeps a defined list of the jobs that count, and it can change. The list is not printed here until a person has checked it against THDA's own page, so read THDA's list, not a copy of it.
If your job may be on the list
Ask a THDA-approved lender to check it. They will ask for proof of the job, and the same loan rules apply as for any THDA loan.
What this page holds back
Any figure marked "As of" was checked at thda.org on that day. The price limit, the county income limits and other amounts are not printed here until a person has checked them. They change, and they depend on your county and household.
Limits vary by county and change. Ask a THDA-approved lender. THDA's own limits page.
Check where you stand
- Which loan fits: Great Choice or Freddie Mac HFA Advantage? (4 questions, about 2 minutes)
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